Banking and Finance, a Bachelor’s degree in International Business Administration, and a Specialization in Finance and Capital Markets. He brings over seven years of progressive experience in the financial sector, having served in roles such as Senior Product and Segment Professional, Financial Management Specialist, and Financial Coordinator.

Throughout his career, José Luis has developed and implemented robust financial models, prepared and managed budgets, and overseen budgetary and expense controls to optimize resource allocation. He has a strong track record in monitoring cash flows, conducting comprehensive profitability analyses for products, projects, and business lines, and delivering high-impact financial insights to senior management and boards of directors.